Products and Services

PAST DUE BALIKATAN LOANS

BFS provides affordable options for borrowers to resolve situations where the borrowers have substantially fallen behind with their monthly loan amortizations to the extent that they have effectively defaulted.

Loan resolution / modification packages are customized based on the individual circumstances of the borrower, such as payment history, capacity to pay, collateral values, among others. It is in the interest of BFS to arrive at an affordable and permanent solution to the issue of delinquency and default by borrowers. In the end, BFS believes that a borrower who retains ownership of his property and resolves his loan is the most economic solution for all parties concerned. After all, the house presents the single biggest investment for many individuals and families.

While a loan modification is much preferred, foreclosure may have to be initiated as a last resort. However, BFS has an “open-door” policy to still negotiate for loan settlements with its customers during the foreclosure process. Contact BFS today to discuss possible solutions to settle your loan!

We want you to own your home.

PRODUCT DESCRIPTION

DISCOUNTED FULL PAY-OFF

settlement of loan in one lump-sum payment

DISCOUNTED CONDITIONAL PAY-OFF

settlement of loan over a period up to 6 months

MEDIUM TERM TO LONG TERM REFINANCING

settlement of loan for a period of time exceeding 6 months

RETAIL LOAN SALE

Sale of the delinquent mortgage loan to a third party who will assume the creditor rights

PROPERTY SWAP

Dacion en pago over the existing collateral property and sale of a less costly and thus more affordable residential property to the borrower

DACION EN PAGO

voluntary surrender of the collateral property to extinguish the loan obligation

RESTRUCTURED BALIKATAN LOANS

This section gives access to information specific to the BFS-serviced restructured loans of Balikatan accountholders.

To find the answers to the most Frequently Asked Questions for Restructured Balikatan Loans, please click on the FAQs box above.

To change your mailing address or phone number, or for any additional information on your account, you may reach us in any of the following ways:

Office Address

BPI Buendia Center, 24/F, Sen. Gil Puyat Ave., Makati City

Loan Servicing Main Phone Number

7503888 Extension 565

Account Inquiry

Click on the Account Inquiry box above. The page is currently under construction, but in the meantime, you may fill in all the provided fields for a specific request.

Sun Mobile –Text only

0922.999.9237

Globe Mobile – Call and Text

0917.882.2901

B-Online web talk

Click on the B-Online logo on the lower right hand corner on any page of this section.

PROPERTY SALES LOANS

This section gives access to information specific to the BFS-serviced new loans for buyers of BFS properties.

To find the answers to the most Frequently Asked Questions for Property Sales Loans, please click on the FAQs box above.

To change your mailing address or phone number, or for any additional information on your account, you may reach us in any of the following ways:

Office Address

BPI Buendia Center, 24/F, Sen. Gil Puyat Ave., Makati City

Loan Servicing Main Phone Number

7503888 Extension 565

Account Inquiry

Click on the Account Inquiry box above. The page is currently under construction, but in the meantime, you may fill in all the provided fields for a specific request.

Sun Mobile –Text only

0922.999.9237

Globe Mobile – Call and Text

0917.882.2901

B-Online web talk

Click on the B-Online logo on the lower right hand corner on any page of this section.