Management of highly delinquent / defaulted accounts by dedicated work out specialists towards financial resolution or initiation of foreclosure and re-possession proceedings.
Ensuring possession, control, and management and administration of all foreclosed properties. Marketing and sale of properties through managed sales channels and platforms.
Enforcement of creditor's legal security rights in the mortgaged property and end-to-end management of the entire foreclosure process including coordination with all relevant courts and government agencies, from filing of foreclosure petitions, auction, consolidation of title in the name of the creditor, to eviction, if required.
Hi-touch individual account management of the billing and collection life cycle of loans to minimize and cure delinquency.
Documentation and review of all transaction documentation, enforcement of legal rights, as well as litigation management.
Individual underwriting of mortgage loans through customized credit profiling and income verification, and valuation and review of collateral security. Administration and management of relevant credit documents and credit requirements throughout life of loan.
Whole sale loan sales and securitization of serviced loan portfolios to financial investors.
Origination of mortgage loans from buyers of re-possessed properties.
Providing Mortgage Servicing and Special Asset Management